Today & More Importantly, Tomorrow Foundation’s process, developed by our principals, is a best practice model which delivers effective client focused solutions. We examine both your current position and your planned future position, and use a set of unique questions to accurately quantify your needs for today. This allows us to tailor our advice and suggest solutions specifically for you. Foundation believes in identifying client needs and then applying the appropriate product to that need. This is not about products, but rather about solutions. Some of the questions we help clients resolve are as follows: Do you have any cover in place? How did you come up with the amount of insurance cover you currently have in place? When last was it reviewed? Do you know who all your cover is with? What are the benefits on your cover? Who is the beneficiary listed on your policy? Do you know what happens if you die without a beneficiary being listed? Does your spouse know who you have cover with in the event of your death, and would he/she know where the policy documents are in order to claim? Are there any tax issues with your cover? Are any of your benefits subject to tax? Could you be paying premiums for a benefit that you may not be eligible to receive? Our job is to help you answer these questions, and then come up with a strategy appropriate for your individual circumstances, which considers your debts, the ongoing income needs of your dependants, and your other requirements. The types of products we use to help our clients solve these questions, and some of our tips on what to look for, are as follows: Term Life insurance Total and Permanent Disability insurance Trauma insurance Income Protection Insurance Business Succession Planning Key Person Insurance FOUNDATION LIFE INSURANCE & MORTGAGE BROKING PTY LTD IS A CORPORATE AUTHORISED REPRESENTATIVE OF FINANCIAL SERVICES PARTNERS PTY LTD- ABN 15 089 512 587 - AFS LICENCE 237590